Retirement Planning
Whether you are 35 and far from retiring, 55 and getting closer or, like many other business owners, you don’t plan on ever fully retiring, planning for your future income needs has never been more important than it is today. Financial uncertainty has become the norm and preparing for your future with “fixed income” financial programs is an important component of any prudent planner’s strategy.
- Selective
- The Leveraged Planning® programs offered by GFD are “non-qualified” so they needn’t be offered to any employees other than those designated by the owner(s) of the firm. This feature enables you to prepare for your personal needs using the business as the driver of your future income funding.
- Tax Efficient
- By placing the responsibility to fund the program into your business, GFD programs provide greater flexibility with respect to tax treatment of payments into the loan.
- Stable
- Leveraged Planning® programs utilize “principal-protected” financial vehicles in the form of life insurance and annuity contracts whose value is guaranteed to never go below the principal placed into the program. Not only that, these vehicles offer annual resets in which year-to-year gains are locked, with new reset points being set each year. Losses, however, are not incurred and any “down” year results in a “flat” starting point from the year prior.
Many business owners have been negatively impacted to a significant degree by the downturns in the markets over the last several years. As a result of this, they are searching for financial programs which will provide the future income they need while shielding their funds from the turbulence that the markets are certain to continue experiencing. Leveraged Planning® programs fit that need.
- Leveraged Planning® programs utilize “principal-protected” financial vehicles in the form of life insurance and annuity contracts whose value is guaranteed to never go below the principal placed into the program. Not only that, these vehicles offer annual resets in which year-to-year gains are locked, with new reset points being set each year. Losses, however, are not incurred and any “down” year results in a “flat” starting point from the year prior.
- Cost Effective
- Leveraged Planning® programs from GFD enable business owners to make the most efficient use of their funds. This efficiency is gained by moving money from the business into a position where it can benefit the business owner personally.